Give your employer written notice of the injury now, and if they keep blocking benefits, file a Petition to Controvert with the Mississippi Workers' Compensation Commission within 2 years of the wreck.

No, do not let your boss push this onto your health insurance as if it were your problem. If you were hurt while working in a road zone near Biloxi, that is usually a workers' comp claim first. In Mississippi, an employer cannot lawfully dodge workers' comp by telling you to "just use your own insurance." Health insurers often come back later and demand repayment once they learn it was work-related.

The next question you should be asking is: who owns and controlled the truck, and are they about to erase the electronic records?

That matters fast in commercial vehicle crashes. The truck may belong to one company, the driver may work for another, and a broker may have arranged the load without being the actual motor carrier. Those are different targets with different insurance and responsibilities. A for-hire interstate carrier usually must carry at least $750,000 in liability coverage, and hazardous loads can trigger much higher minimums.

Do not wait for them to "figure it out." Demand preservation of:

• ELD/logging data
• dashcam and onboard video
• driver qualification file
• hours-of-service records
• inspection and maintenance records
• dispatch messages and cellphone data

Under FMCSA rules, some records are kept only a short time, and companies know that. In Mississippi work zones, especially on I-10, U.S. 90, or foggy stretches where visibility drops fast, blame gets pushed hard and early. If Mississippi Highway Patrol responded, get the crash report number immediately because rural and highway coverage can be thin and memories fade.

If your boss tries to keep this "off the books," that is a trap. Report the injury, get the truck company identified from the report, and lock down the electronic evidence before it disappears.